Welcome to BankerGirl. I am a former banker living and working in the Midwest. For nearly ten years I have been preaching to my friends about the importance of reigning in unsecured debt, coaching clients on how to improve their FICO scores, and explaining to business owners why they should care about liquidity ratios. I still work in the financial services sector, now as a strategist. I have been a featured speaker at personal cash management seminars and I teach a couple of financal management classes at a local college.
My deep, dark secret is that I am a financial hypocrite. To date, I haven’t put my money where my mouth is.
I have a mortgage that I can barely afford, tons of consumer debt, over $60k in student loans, and a ridiculously high car payment. I blame myself for the mess I am in, and this blog is intended to be a public record of how I (hopefully) claw my way out of the personal financial hell of my own making. I don’t expect any sympathy from readers; I just hope that my hypocrisy doesn’t chase anyone away. The moral of my story is that bankers and other financial advisors are human and are not exempt from making catestrophic financial mistakes.
Please join me in what is sure to be a challenging journey to financial independence. Along the way, I will dish up advice, include a few (anonymous) client anecdotes, and link you to financial resources that I have found helpful. I’ll happily answer reader questions (although I am going to keep some details of my personal life private to protect the guilty).
Questions? I encourage you to leave a comment here or send me an email at HeidiatBankerGirldotcom
Education: BA, Communications; MBA, Finance & Marketing
Marital Status: Engaged to be married, Oct 2008
Children: none (but some say that I treat my dog like a child)
Professional Experience: teller, personal banker, retail annuity specialist, commercial lender, relationship manager, product manager, portfolio manager, marketing strategist
Teaching Experience: Operations management, service marketing management, personal financial management, corporate financial management, strategic planning, business management
In my “free time” I enjoy traveling, watching football, riding my retro-ish bicycle, reading, hanging out with my partner, and playing with our dog. I also sit on four local non-profit boards and multiple committees.