Refinancing

One of the reasons my debt is so out of control is that I got in a cycle of paying off debt with other loans.  My favorite way to play this game was to pay off credit card debt with student loan proceeds.  It was my justification for always taking the maximum student loan amount allowed - I figured […]

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The Ugly Truth

Trent at The Simple Dollar recently published an article about dealing with personal financial shame.  That piece really hit a nerve with me - I don’t want to tell anyone who actually knows me about my blog because I am so ashamed of the huge debt load I’ve acquired - but the point of the […]

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How to Create a Financial Disaster (Part I of III)

The old saying “The road to hell is paved with good intentions” goes double for me.  My parents did everything in their power to raise me with frugal, conservative financial values.  I, in turn, did everything in my power to thwart their efforts. 
I succeeded in making my life a financial train wreck.  Want to follow […]

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