This is the second of a multi-installment series on starting your own business. If you’d like to start reading this series from the beginning, click here.
Most entrepreneurs don’t go into to business for themselves to fill out forms, complete pro forma financials, or write a business plan. For these individuals, paperwork seems to be […]
This is a guest post from my partner, Matt. Matt is a former photographer - and while I did not know him when he was an entrepreneur, I have enjoyed the stories about his ill-fated venture greatly. I thought I would share the text from a piece that he did as a design student with you.
My […]
Think you know finance? Here’s a little test for you :
All of the acronyms listed below are commonly used in the financial services industry - I haven’t included any that are proprietary to the institution where I work.
I’ll post the “solutions” tomorrow. No cheating via search engine, and good luck!
ACH
ADD
ADEA
AD&D
ALCO
AMEX
ARM
ASA
AUM
CBT
CCT
CFP
CIP
CMBS
CODA
COLA
COLI
CPA
CPC
CRM
CYC
DB
DC
DOB
DOE
DOL
DOT
DTI
DYE
EA
EFT
ERISA
ESOP
ESOT
ESPP
ETF
ETI
EWC
FASB
FDIC
FHLM(C)
FIFO
FLMI
FMLA
FSA
FUTA
FYE
GATT
GLB(A)
GWO
HCE
HDHP
HELOC
HSA
IDA
IE
IEM
IPO
IRA
IRC
IRS
J&S
KSOP
LIBOR
LOB
LOC
LOMA
LTD
MP
MVA
NAIC
NASD
NAV
NFP
NQ
NRA
NSF
NYSE
OASDI
OBRA
ODP
OTC
OTS
POP
PV
RCB
REA
REIT
RESA
RFI
RFP
RIA
RM
ROR
RPA
S & P
SAFO
SDOB
SEC
SIMPLE
SME
SSN
STD
TDA
TPA
YTM
The first three months of 2008 have been kind to me. Things started out rough in January, but in mid-March I received my annual bonus as well as a nice little tax refund, so on the whole, this quarter has been a good one. Since the end of the year I have fully funded my […]
I spent most of last week at a banking conference in Chicago. It was one of the better industry events I’ve attended in the past couple of years. The panel of speakers included representation from every sector of the financial services market, from a key analyst at Goldman Sachs to a former President’s chief economic […]
For those of you out there with home equity lines of credit (HELOCs), review your statements carefully. The newest thing to hit my bank’s fraud department involves HELOCs and reloadable stored value gift cards.
Here’s how it works: the thief gets their potential victim’s HELOC loan number, typically by going through the target’s mail or trash. The thief […]
Earlier this week I posted an article on How to Improve Your Credit Score. Shortly after that post went up, I received this email from a reader:
“My husband and I are preparing to purchase our first home. Is there anything we can do in the next month or so that will bump our credit up […]
Today I had a small victory in my battle with debt - I found a bank that would consolidate all of my credit card balances at fixed rate of 5.99%. That’s lower than the interest rate on my car loan! This should allow me to make some major inroads to eliminating my revolving debt.
There are […]
One of the reasons my debt is so out of control is that I got in a cycle of paying off debt with other loans. My favorite way to play this game was to pay off credit card debt with student loan proceeds. It was my justification for always taking the maximum student loan amount allowed - I figured […]