Having a “Nice Life”

I have been harried these past few weeks, frantically working my way through several long days.  I haven’t had a lot of time to spend with my partner, or with myself, for that matter.  I almost let this most lovely time of year get away from me, but yesterday I was reminded of why I […]

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Happiness Is Having Real Money in Savings

Five years ago, I was a personal banker at a regional bank, making about $28,000 per year.   According to my historical financial records (I have been tracking my income, savings, and spending in Excel since 2000), I had about $3000 in savings at that time.  When I wasn’t making much money, I seldom used credit […]

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Surprise Savings

I don’t balance my bank accounts in the traditional sense - and I don’t follow a strict budget.  I realize this flies in the face of most financial advice, but it works for me.  Instead, I pay myself first (direct deposit into my ING savings account), and access each one of my checking accounts online […]

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Reflections on 2007 Tax Returns

I finally finished my taxes - it’s always a relief to check that task off the to-do list.  I’ll be getting a nice refund, which I plan to use to fund my wedding account and pay for my new laptop (my old one died a slow, tragic death). 
I know that I should do a better job […]

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Taxes – File Yourself or Pay Someone Else?

I received all of my W-2s in the mail yesterday (finally!) and I’m ready to file (and anxious for my refund), but I’m not sure how to go about tackling my taxes this year.I have always filed my own taxes using online software.  Back in the day when I was renting and my only investment was […]

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