I recently posted an article spelling out just how bad my debt situation is. Afterwards, I wondered: “why would a sensible person behave in such a way?!” I’ve been searching my soul for the answers and this is what I’ve come up with:
It’s the Parents
My inner Freud blames my parents. Growing up, my father was […]
The New Year is just around the corner and I have been doing a lot of thinking about my financial goals for next year. There is so much that I need to do that I’m having difficulty prioritizing. Here, in to particular order, are some of the goals I hope to achieve in 2008:
Stop using […]
Today I had a small victory in my battle with debt - I found a bank that would consolidate all of my credit card balances at fixed rate of 5.99%. That’s lower than the interest rate on my car loan! This should allow me to make some major inroads to eliminating my revolving debt.
There are […]
If you have been reading this blog with any regularity, you know that I am lugging around $263,000 in debt. I explained how I got there mess in my “How to Create a Financial Disaster” series. I have received more than a few emails asking how I could let it get so bad, and what made […]
I am not a big fan of winter. As far as I’m concerned, the only redeeming factor this time of year is being able to decorate my house for the holidays. I love to deck the halls and all that jazz, but it doesn’t come cheap, so here are some things I am doing this […]
One of the reasons my debt is so out of control is that I got in a cycle of paying off debt with other loans. My favorite way to play this game was to pay off credit card debt with student loan proceeds. It was my justification for always taking the maximum student loan amount allowed - I figured […]
As you can tell by my previous posts, my financial house is in pretty bad shape. Believe it or not, my situation is vastly improved since last year at this time. I had an “ah-ha” moment - a Financial Epiphany, if you will - that got me thinking about the financial treadmill I was on. […]
This morning, when I turned on my PC, I was greeted by the Blue Screen of Death. I shut down and restarted several times, only to be rewarded with a message about a fatal booting error. It happened so suddenly - it was operating normally just yesterday. I think I’m still in shock, I can […]
Trent at The Simple Dollar recently published an article about dealing with personal financial shame. That piece really hit a nerve with me - I don’t want to tell anyone who actually knows me about my blog because I am so ashamed of the huge debt load I’ve acquired - but the point of the […]
My blog has something in common with the Velveteen Rabbit: it desperately wants to become Real. As you can plainly see by looking around, much needs to done to spruce my site up and make it “real”.
One of the reasons you’re in stranded in theme hell right now is that I know virtually nothing about XHTML, […]