Posted by Heidi on January 31st, 2008 in Uncategorized
When I woke up this morning, it was minus 2 degrees Fahrenheit - the local weatherperson said that it felt like -12 with the wind chill. I don’t care what the wind chill factor is - once the air temperature is in the negative range, it’s just plain cold. Brrr!
Last fall, the cold set in […]
Posted by Heidi on January 28th, 2008 in Uncategorized
I am one of the few people I know who likes the car buying process. I enjoy marching into a dealership armed with information and prepared to strike a bargain. How do I do it with such confidence? Follow these tips and you’ll be able to negotiate anything from a salary increase to the purchase […]
Posted by Heidi on January 27th, 2008 in taxes
I received all of my W-2s in the mail yesterday (finally!) and I’m ready to file (and anxious for my refund), but I’m not sure how to go about tackling my taxes this year.I have always filed my own taxes using online software. Back in the day when I was renting and my only investment was […]
Posted by Heidi on January 24th, 2008 in About BankerGirl, Books that Changed My Life, household spending
This is the first post in series about books (some off-topic) that have changed me at my core or made me view the world through a new or unique lens.
The Omnivore’s Dilemma: A Natural History of Four Meals - Michael Pollan
Before reading this book, I never gave much thought to where my food […]
Posted by Heidi on January 23rd, 2008 in banking, retirement, saving
One of the responsibilities included in my full-time job is to set deposit rates for my financial institution. On days like today, I wish I managed pricing on the asset side of the balance sheet. As I type, HELOC owners everywhere are rejoicing in the Fed’s 0.75% rate cut. Individuals with certificates of deposit (CDs) maturing in the next […]
Posted by Heidi on January 22nd, 2008 in banking, household spending
It’s a great time to be working in the financial sector (if you can keep your job)! Market and rate volatility gives all us stuffy banker types something interesting to talk about at dinner parties, and it makes for some darn good reading as well.
By the time I get around to publishing this post, this […]
Posted by Heidi on January 21st, 2008 in debt, fitness, weight loss
One of my New Year’s resolutions is to lose weight - for my heath and my upcoming wedding. After several failed attempts to go it alone, I finally admitted to myself that I need help if I’m going to drop 60 pounds before my October nuptials.
Last fall I began researching my options: I considered the […]
Posted by Heidi on January 17th, 2008 in Week in Review, household spending, retirement
Logo Contest Winner
The winner of BankerGirl’s logo contest is… Mary! I am still trying to figure out how to get it formatted correctly on the site - but this will give you an idea of what it will look like:
Thanks Mary for the great concept! And thanks to all of you who submitted logos and […]
Posted by Heidi on January 16th, 2008 in household spending, saving
Good thing we didn’t use the gift cards I mentioned in my holiday windfall post on a refrigerator - our dishwasher stopped working earlier this week and we used the home improvement store gift cards to replace it.
I know that a dishwasher may seem like a luxury item, but since my fiancé does all of […]
Posted by Heidi on January 15th, 2008 in banking, debt, loans
For those of you out there with home equity lines of credit (HELOCs), review your statements carefully. The newest thing to hit my bank’s fraud department involves HELOCs and reloadable stored value gift cards.
Here’s how it works: the thief gets their potential victim’s HELOC loan number, typically by going through the target’s mail or trash. The thief […]