ALCO

My bank lowered our deposit rates yet again at today’s weekly ALCO meeting (Asset-Liability Committee for all of you non-bankers). 
This is the third time in six weeks we’ve dropped our rates 50 basis points or more.   And we’re still seeing the deposits roll in at an alarming rate - people are moving out of riskier investments and into […]

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Surprise Savings

I don’t balance my bank accounts in the traditional sense - and I don’t follow a strict budget.  I realize this flies in the face of most financial advice, but it works for me.  Instead, I pay myself first (direct deposit into my ING savings account), and access each one of my checking accounts online […]

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Ask the Readers – How Much to Spend on a Milestone?

My finance and I will be marking a milestone soon - the five-year anniversary of our first date (and the one-year anniversary of our engagement) is approaching - and I’m conflicted about what is the “appropriate” and “allowable” amount to spend celebrating such a personal landmark (especially since I just recieved my tax return and […]

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How do you define poor?

A recent post by JD at Get Rich Slowly and some of the comments of my last post got me thinking about what it means to be “poor”. 
On Feb 11, JD linked to this list on Whatever, a blog by John Scalzi.  When I was young, my family didn’t have a ton of money, but […]

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Reflections on 2007 Tax Returns

I finally finished my taxes - it’s always a relief to check that task off the to-do list.  I’ll be getting a nice refund, which I plan to use to fund my wedding account and pay for my new laptop (my old one died a slow, tragic death). 
I know that I should do a better job […]

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Want to save money on food and support local growers? Consider a CSA

I just sent in my application to join a CSA (I have been on the wait-list for this particular CSA since I moved into my home two years ago - and this year they are doing a lottery for new members).  I am extremely excited about having an opportunity to support local producers and improve […]

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BankerGirl’s Week in Review 2.15.08

I sat down to do my taxes tonight and discovered that I left a W-2 at the office.  Grrr!  I guess I better venture out into the freezing cold to retrieve it - but before I go, the following is a list of articles and posts I’ve enjoyed over the past week or so:
Taxes are on […]

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Books that Changed My Life – Part 2

This is the second post in series about books (some off-topic) that have changed me at my core or made me view the world through a new or unique lens.

Your Money or Your Life - Joe Dominguez and Vicki Robin
I can’t say much about this book that hasn’t already been said by Trent at The […]

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Adding Expenses When I Should Be Eliminating Them

It looks like I’ll be adding some more regular expenses to my budget within the next week or two. 
First, I have decided to bite the bullet and join my martial arts gym for a full year after my current 10-week team program wraps up.  That will add a $70 monthly bill to my life - […]

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Advice for Fledgling Financial Professionals

I wear many hats at my work, some having little to do with my actual job description.  My favorite such example is my role as a recruiter.  As a business unit recruiting representative, I get to travel to regional colleges and universities promoting my workplace and answering questions about our corporate culture.
These past few weeks […]

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