Can You Save “Too Much”?

While tooling around the inter-web this morning I came across this CNN Money headline:
“Think You’re Saving Too Much?”
Personally, I don’t think that a 38-year-old with a  $59,000 income could possible save “too much” for retirement, even with a pension benefit.  I’m not saying he should live the life of a pauper now in order to […]

4 Comments

4 Tips for Staying Cool on the Cheap – Without Leaving Home

Utility bills are my least favorite bills to pay.  I’m not sure why, but it’s always been a personal challenge of mine to see how long I can make it before turning on the heat each fall, and we’re running the central air less and less every year. 
This summer, we turned on the a/c pretty early […]

1 Comment

BankerGirl Asks: What are your frugal vacation ideas?

Matt and I are in the process of making plans for our honeymoon.  We’re each taking the week immediately after the wedding off of work so that we can do some kind of fun trip state-side (we’re thinking about a take bigger, all-inclusive type of vacation in February 2009 if we can find a good […]

5 Comments

Bridal Registries – enabling generosity or a license for greed?

Between my good friend’s wedding in August and my own pending nuptuals in October, it’s all weddings all of the time at my house. 
Matt and I started our wedding registry last weekend, and it went pretty well.  The whole day was almost entirely without incident until it was time to select the flatware.  Matt wanted to register for […]

22 Comments

Pets: A cost-benefit analysis

 
As I’ve mentioned before, I grew up on a farm - an environment where one learns that it’s best not to get too attached to an animal of any species.  Steers become steak, hogs become bacon, and pet-like critters such dogs and cats wander off or get into vicious fights with opossums and raccoons.   That’s […]

11 Comments

In Search of Willpower

I mentioned last week that a friend is allowing her bridesmaids to select their own dresses for her August wedding.   There are 7 or 8 little black dresses hanging in my spare bedroom, but I don’t love any of them.  Two of them are ok - I’m keeping at least one for work, but I’ll […]

9 Comments

A Case Study in Corporate Attire - Why it pays to dress for success.

One of the “perks” my employer offers is a business casual work environment - for men this means khakis and polo shirts or blue button-downs.  For woman it means, well, I’m not sure, but based on what I see around the office it means as long as you aren’t wearing cutoffs and a tube top, […]

11 Comments

Always a Bridesmaid (& Also a Bride)

This is the fourth article in my series: BankerGirl Plans a Wedding - a honest account of my wedding decisions and related expenses as they occur.  New readers can click here to start the series from the beginning. 
Few wedding-related topics get a woman a fired up as a discussion about bridesmaids’ dresses.   They are typically expensive, unflattering, and […]

9 Comments

BankerGirl’s Week in Review - Independence Day 2008

I’ve been unusually unplugged this week - I’m enjoying the respite, but will be ready to get back onto the blogging grove next week.  In the meantime, here are some holiday-related links.
JD at Get Rick Slowly is requesting your Financial Success Stories over the long weekend - I’m hoping to write my “paid off $17k […]

No Comments

Quarter-End Financial Update

I just finished calculating my second quarter net worth, and I’m less than pleased with the numbers.  As you can see, my net worth has actually decreased since first quarter end. 
Here’s how my mid-year financials have shaped up:

Q1 & Q2 2008

12.30.07

3.31.08

6.31.08

$ ∆ QE

$ ∆ YE

Total Debt

268,162.17

265,553.60

263,747.75

-1,805.85

-4,414.42

Credit Card Debt

17,050.40

15,669.88

14,298.95

-1,370.93

-2,751.45

Savings

1,709.07

7,330.96

9,393.00

+2,062.04

+7,683.93

Net Worth

-40,517.00

-26,860.00

-31,928.00

-5,068.00

+8,589.00

There are a few of things going […]

3 Comments